Question I originally answered on Quora.
Contrary to most societal ideas like delaying your career, kids or marriage until you’re in your thirties or postponing your education because “you are only young once” people often seem to forget that you’re older for much longer.
Life compounds on yesterday’s effort.
If your effort yesterday was the best of you then multiply and compound that over the years and you’ll be a success but the converse is exactly true.
You will have more opportunities to make mistakes, take a risk and really experiment with life in your twenties but don’t take the time for granted before you know it you are thirty; forty, etc.
Here are some huge mistakes I have witnessed my clients make (older and younger):
The good news?
YOU CAN HAVE A GREAT TIME & MAKE YOUR DREAMS HAPPEN.
So I am 34. Started my first business at 15, became a real estate agent at 19 to self fund my dream of competing and to study dance and make it the world's professional level by my mid-twenties. Which I did and it took me all over the world.
I run two successful companies and only need to “work” for 3 days per week whilst I now raise my family in a beautiful house and neighborhood. I am not a slave to a boss (only clients lol) but I choose to work as much as possible.
In my twenties, I partied HARD but I also worked 7 days per week and trained 6 days per week in dancing. I didn’t really have a social life and I didn’t go to college.
Every day I learn about money, finance, philosophy, and study the qualities of what I consider a good life.
I now reap the rewards of my intense 10+ year efforts in my twenties with lots of options going forward and would love that for you.
So what should you do?
Your 20s you test, tweak and setup your 30s.
Trust me in your thirties you won’t want to party as much and your priorities will heavily shift (this is also due to your brain's prefrontal cortex finishing development at 25 - its the area that governs risk, decision and adventure. It’s why 50 years olds are so “fixed” in behaviour as the pathways here are very very set - another reason to get the best habits early)
If you don’t use your 20s right you play catch up in your late thirties and this is why so much midlife depression from “wasting youth.”
30’s for family and now sacrificing you for the betterment of your wife and kids.
Your 30s you setup your 40’s financially.
40’s are when you’re seriously building a career and making moves to start leveraging your finances for your 50’s.
50’s are peak career and I don’t believe in retirement as that is to retire from life and why the heck would you want to retire from a career you love? (Hint; you should be in work you would DIE doing not one to Retire from)
Now in your 50s, 60s, 70+ is the time to enjoy your expanding family and the money from the efforts of your Twenties and Thirties and Fourties.
If you play it right your life will be of insane quality through each phase.
Lastly, practice forgiveness and have compassion for yourself.
You will make so many mistakes like we all do, but you are not a failure you are learning.
Ultimately you have two options. To be a victim of the world and blame everything and everyone for why things don’t happen for you and justify your unfulfilled existence or bear the burden of responsibility which brings a lot of meaning to the suffering of life which ultimately makes everything you try, fail at, succeed at - Worth it.
You can rebuild and restart at anytime but the sooner the better and it’s harder later.
You have so much going for you I wish you the best!
Explore the idea of working with Vaughan and let him coach you to excellence and transform your life today.